F&I Products

A Full Spectrum
of F&I Solutions

Multiple providers. One dedicated partner. Tailored to your store.

We work with multiple top-tier providers so we’re never limited to a one-size-fits-all approach. Every dealership is different — your market, your customers, your volume, your brand mix — and your F&I product suite should reflect that. We build the right menu for your store, not ours.

Protection Products

Vehicle Service Contract

A Vehicle Service Contract is the cornerstone of any high-performing F&I menu. It provides comprehensive mechanical breakdown coverage for your customers beyond the manufacturer’s warranty — and it’s one of the most powerful value-add products in the F&I office.

Coverage for mechanical and electrical component failures
Multiple term and coverage tier options to fit any budget
Transferable coverage that adds resale value
Strong customer satisfaction and repeat business driver
High per-copy contribution to F&I performance
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Vehicle Service Contract

Mechanical Breakdown Protection

Financial Protection

GAP Coverage

Guaranteed Asset Protection bridges the gap between what a customer owes on their vehicle and what their insurance company pays in the event of a total loss or theft. In today’s market with extended loan terms and negative equity, GAP is more relevant than ever.

Covers the difference between ACV and loan payoff
Protects customers from being upside down after a loss
High perceived value — easy customer conversation
Works with all major lenders and financing structures
Available with deductible coverage options
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GAP Coverage

Guaranteed Asset Protection

Road Hazard Protection

Wheel & Tire Protection

Wheel and Tire Protection covers damage caused by road hazards — potholes, nails, debris — to wheels, tires, and related components. It’s a high-demand ancillary product with strong customer appeal and a natural fit for any vehicle regardless of price point.

Covers repair and replacement of damaged tires and wheels
Includes road hazard, pothole, and debris damage
Available for new and pre-owned vehicles
Easy customer presentation with high close rates
Strong contribution to per-copy F&I average
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Wheel & Tire

Road Hazard Protection

Additional Coverage

Ancillary Products

A well-rounded F&I menu goes beyond the core products. Our ancillary suite gives your finance managers additional tools to increase per-copy averages, improve customer satisfaction, and differentiate your dealership from the competition.

Paint and fabric protection
Key replacement coverage
Dent and ding protection
Windshield protection
Identity theft protection
And more — tailored to your menu needs
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Ancillary Products

Complete Menu Solutions

Our Approach

Multiple Providers. Zero Limitations.

Unlike agencies tied to a single administrator, Upshift Dealer Solutions works with multiple top-tier providers. That means we can match the right product, the right rate, and the right coverage to each individual dealer — not the other way around.

Flexibility

We’re never locked into one provider. If a better solution exists for your store, we find it.

Competitive Pricing

Multiple providers mean competitive rates and better options for your customers and your bottom line.

Tailored Solutions

Every dealer gets a product mix built specifically for their market, volume, and customer base.

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Not Sure What’s Right for Your Store?

Let’s talk. We’ll identify your needs and build the right F&I product suite for your dealership.